Operating a business through a company generally keeps business debts separate from your personal finances. However, that protection can change if you sign a personal guarantee. For Gold Coast business owners, personal guarantees are common in commercial leases, business finance arrangements and supplier contracts. While they can help businesses secure premises, funding or credit, they can also expose directors to

Property settlement scams are becoming harder to spot as criminals use increasingly sophisticated technology to impersonate trusted people involved in a transaction. PEXA’s latest Settlement Scams Index found 92% of respondents were aware of at least one type of property scam, yet confidence in being able to detect one fell to 41%, down from 51% a year earlier. With large

Financial distress does not necessarily mean a business is insolvent. However, when cash-flow tightens, debts mount or creditors lose patience, delaying action can narrow the options that remain. Those pressures are real. Alares Credit Risk Insights reported that Australian insolvencies in August 2026 exceeded the corresponding level in 2025, while winding-up applications reached a new monthly high. In addition, more